A PENYULUHAN PERAN E-WALLET DALAM PENINGKATAN LITERASI KEUANGAN DIGITAL BAGI SISWA SMK PGRI LUBUKLINGGAU

Abstrak

This community service program was carried out by lecturers from the Accounting and Digital Business Study Programs of the Faculty of Economics and Business, Musi Rawas University. The Community Service (PKM) activities were related to the role of electronic wallets (e-wallets) in improving digital financial literacy for students of SMK PGRI Lubuklinggau. Currently, the development of digital technology, e-wallets, has brought significant changes in people's habits and behaviors and finances, especially among Generation Z. However, the use of e-wallets without good financial understanding and habits has the potential to encourage consumptive behavior and poor financial management. This PKM activity aims to improve student understanding. The implementation method includes socialization, educational material presentation, discussion, question and answer sessions, and evaluation of participant understanding. The results of the PKM activity showed an increase in student understanding of the basic concepts of e-wallets, awareness of the benefits and risks of using them, and knowledge in encouraging wiser and more responsible financial habits. This activity is also expected to contribute to the continuous improvement of digital financial literacy among high school students.